Commercial Auto Insurance | TWFG Insurance Services

Commercial Auto Insurance for Businesses Nationwide

Protect Your Vehicles. Protect Your Business.

If your business owns or uses vehicles for work, you need commercial auto insurance—not personal auto coverage. Whether you’re delivering goods, transporting tools, or running a fleet across state lines, one accident without proper coverage could cost your business everything.

At TWFG Insurance Services, we help businesses across the U.S. secure tailored commercial auto policies—so you stay protected, compliant, and focused on what matters most.

What Is Commercial Auto Insurance?

Commercial auto insurance is designed for vehicles used for business purposes. It provides financial protection if your company vehicle is involved in an accident, stolen, or causes damage.

It covers:

🚛 Delivery vans, trucks, and box trucks
🛠️ Work vehicles like contractor pickups or utility trucks
🚐 Shuttles, passenger vans, and specialty vehicles
🚗 Sales reps and mobile service cars
🚚 Fleets and long-haul trucks (with specific underwriting)

What Does Commercial Auto Insurance Cover?

A standard commercial auto policy may include:

✅ Liability Coverage

Covers bodily injury and property damage to others if your driver is at fault.

🚘 Physical Damage Coverage

Includes collision (accidents) and comprehensive (theft, fire, vandalism, weather).

🧍 Medical Payments / Personal Injury Protection (PIP)

Helps cover medical expenses for the driver and passengers, regardless of fault.

🚫 Uninsured/Underinsured Motorist

Protects you if you’re hit by a driver with no or insufficient insurance.

💼 Hired & Non-Owned Auto Coverage

Covers vehicles not owned by your company but used for business—like employee cars or rentals.

Who Needs Commercial Auto Insurance?

You likely need a commercial auto policy if:

Your business owns, leases, or rents vehicles
Employees drive their own cars for business
You transport people, products, or equipment
You carry signage or branding on your vehicles
You tow trailers or heavy equipment

From single-owner operators to companies with 100+ vehicles, we can help.

Why Choose TWFG Insurance Services?

At TWFG, we understand that every business is different. That’s why we work with top-rated carriers to deliver:

✅ Competitive rates for local and long-distance businesses
✅ Industry-specific programs (construction, delivery, real estate, etc.)
✅ Fast turnaround on quotes and certificates
✅ Coverage in all 50 states
✅ Veteran-owned service with integrity and speed

Get a Commercial Auto Quote Today

Protect your vehicles. Protect your business. Let our team help you find the right commercial auto insurance policy at the best rate.

📞 Call 706-416-4160
📍 Nationwide service for businesses of every size

If your business needs commercial auto insurance, we’re here to help. Contact TWFG Insurance today for a quote or to discuss your commercial auto insurance needs.