Hotel Insurance

Nationwide Hotel Insurance Designed for Owners Like You

Protect Your Property. Your Guests. Your Reputation.

Running a hotel is more than just managing reservations—it’s about creating a safe, seamless experience for your guests while protecting your investment from unexpected risk. At TWFG Insurance Services, we provide customized hotel and motel insurance solutions for owners across the United States.

Whether you operate a single roadside inn or a portfolio of branded hotels in multiple states, we’ll help you design the right insurance program to meet your needs—and your budget.

Hotel Insurance Coverages We Offer

Hotels have unique exposures, and your coverage should reflect that. Here’s what a typical hospitality insurance policy may include:

🏨 Commercial Property Insurance

Protects your buildings, furnishings, signage, equipment, and other physical assets from damage caused by fire, storms, theft, vandalism, or other covered perils.

🛑 General Liability Insurance

Essential protection if a guest is injured on your property or if you’re found liable for property damage. Helps cover legal costs and settlements.

🛏️ Innkeeper’s Liability / Guest Property Coverage

Covers guests’ personal belongings that are damaged, lost, or stolen while on your premises.

🧯 Business Interruption Insurance

Helps you stay afloat if your hotel operations are suspended due to a covered event—covering lost income and ongoing expenses like payroll and loans.

🧼 Workers’ Compensation Insurance

Protects your employees and meets state-mandated coverage requirements. Covers medical bills and lost wages from workplace injuries.

🚛 Commercial Auto Insurance

Covers company-owned vehicles used for maintenance, housekeeping, or guest shuttle services.

🔐 Cyber Liability Insurance

If your hotel handles digital bookings or stores guest data, this covers data breaches, cyberattacks, and online fraud.

Who We Insure

We serve hotel owners across all 50 states, including:

✅ Independent hotels & boutique inns
✅ National franchisees (Choice Hotels, Wyndham, Hilton, Marriott, etc.)
✅ Motel operators and extended-stay properties
✅ Multistate hotel investment groups
✅ Hospitality management companies

Why Hotel Owners Nationwide Choose TWFG Insurance

At TWFG Insurance Services, we understand the risks and pressures you face—from slip-and-falls to storm losses to cyber threats. That’s why hotel owners nationwide trust us to tailor comprehensive, competitive policies backed by exceptional service.

✅ Access to multiple top-rated insurance carriers
✅ Experienced in meeting brand insurance requirements
✅ Nationwide service with licensed agents in every state
✅ Fast, responsive support and claims guidance
✅ Veteran-owned business rooted in integrity and accountability

Let’s Insure Your Hotel—Wherever You Are in the U.S.

Whether your hotel is in Texas, California, Nebraska, or anywhere in between—we’ll help you find the right coverage at the right price.

📞 Call 706-416-4160

✉️ Request a quote and let’s protect your hospitality investment.