Trucking Insurance

Trucking Insurance That Keeps You Rolling

Protecting Your Rig, Your Cargo & Your Business – Nationwide

Whether you’re an owner-operator hauling freight across state lines or managing a fleet of trucks for regional deliveries, the risks are real—and expensive. At TWFG Insurance Services, we help trucking businesses across the U.S. secure the right coverage to stay on the road, stay compliant, and stay protected.

We specialize in building custom trucking insurance programs that meet FMCSA requirements and your unique business needs.

Who Needs Trucking Insurance?

You need trucking insurance if you operate:

✅ Dry vans
✅ Refrigerated trucks (reefers)
✅ Flatbeds or step decks
✅ Box trucks or straight trucks
✅ Hotshot rigs
✅ Tankers
✅ Dump trucks
✅ Car haulers
✅ Intermodal/container transport

Whether you run local, regional, or long-haul operations—we’ve got you covered.

What Does Trucking Insurance Cover?

A complete trucking policy typically includes several types of coverage:

🚚 Primary Liability Insurance

Required by the FMCSA. Covers bodily injury and property damage you may cause to others while operating your truck.

🔧 Physical Damage Coverage

Pays to repair or replace your truck if it’s damaged in an accident, vandalized, stolen, or affected by fire or weather.

💼 Motor Truck Cargo Insurance

Protects the goods you’re hauling if they’re damaged, lost, or stolen during transport.

🧾 General Liability for Truckers

Covers incidents that happen off the road, such as at truck stops, loading docks, or your home terminal.

📦 Non-Trucking Liability (Bobtail Insurance)

Covers you when you’re driving your truck for non-business purposes without a trailer attached.

🚛 Trailer Interchange Coverage

Protects non-owned trailers while in your possession under a trailer interchange agreement.

🛑 Workers’ Compensation or Occupational Accident

Covers driver injuries depending on your state and driver classification (employee vs. owner-operator).

Why Choose TWFG Insurance Services?

We understand trucking—and we know every rig and route is different. That’s why trucking professionals across the U.S. trust TWFG for coverage that’s:

✅ FMCSA and DOT-compliant
✅ Customized for your type of freight and radius
✅ Backed by A-rated insurance carriers
✅ Available for new ventures and seasoned fleets
✅ Supported by a responsive, knowledgeable team
✅ Offered in all 50 states

We’ll help you avoid coverage gaps, manage your certificates, and ensure you’re ready for the road ahead.

Get a Trucking Insurance Quote Today

We make it fast and easy to get covered—whether you’re an independent driver or managing a growing fleet. Let us put our experience to work for your trucking business.

📞 Call 706-416-4160
📍 Serving truckers nationwide